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Title Insurance

If you have any questions or would like more information about anything please Contact Us. If you are planning on selling or buying a home visit our Buyers Page or Sellers Page. If you would like more information about the surrounding area visit our Contact Us page.

Please Contact Us  at any time and we can put you in touch with a professional we trust to assist you in taking care of every step of the home buying process. Generally, there are two forms of title insurance. Lender's title insurance, required by most lending institutions, is normally written in the amount of the mortgage and protects the lending institution from losses resulting from title defects.

Because lender's insurance expires when the mortgage is repaid, you may benefit from the second form of title insurance known as an owner's title policy. It usually is written for the amount of the purchase price of the home. This protection starts the day of the closing and lasts as long as you or your heirs retain an interest in the property.

Unlike other insurance premiums, your title insurance premium is paid only once, at the closing. By purchasing owner's and lender's protection simultaneously, substantial savings in title insurance premiums can be realized.

After all fees have been paid and documents signed and notarized at the closing, you will receive a copy of each and, most importantly, title to your house. Contact Us  with any questions you have.